How does the HRA Solution work?

Choose a health plan

ConnectiCare offers POS (Point of Service) and HMO (Health Maintenance Organization) High Deductible Health Plans. HDHPs typically exchange lower premiums for a higher deductible. POS plans provide in- and out-of-network benefits. HMO plans provide in-network benefits. You can select the plan type and deductible that works for your company.

Select our preferred HRA vendor or choose your own

It is important to select a high-quality vendor for your HRA. Our preferred HRA vendor is OptumHealth Financial. Consider selecting an experienced HRA provider to assist with plan design, administration, and HRA implementation.

HRAs are funded by the employer

HRAs are funded only by the employer. Employees can use their HRA funds for eligible expenses defined in their Summary Plan Document. Eligible expenses may include deductibles, co-pays, coinsurance, doctor fees, and dental care.

ConnectiCare makes it easy

ConnectiCare was born with the mission of establishing a health plan that would truly care about improving the health of its members. ConnectiCare still lives by that same mission, serving residents throughout Connecticut and Western Massachusetts. We provide full producer support for the design, marketing, enrollment, and maintenance of your HRA Solution.