Coverage is provided by and services are administered as follows: In Connecticut: Group HMO and POS coverage, and Individual HMO is underwritten by ConnectiCare, Inc.; Individual POS is underwritten by ConnectiCare Insurance Company, Inc. In Massachusetts: Group HMO and POS coverage is underwritten by ConnectiCare of Massachusetts, Inc. FlexPOS, PPO coverage, ASO/Self funded services are administered or underwritten by ConnectiCare Insurance Company, Inc.
There are instances where your total out-of-pocket health plan costs may be higher with an HSA plan than with a traditional HMO plan. In very rare circumstances, a provider's rate for services paid for in the deductible period may be higher than the provider's billed charges. Also, whether or not an HSA used with a HDHP will provide a member with a tax advantage depends on a number of circumstances, including the member's personal coverage situation, contributions to and withdrawals from the HSA account, other coverage a member or spouse may have, and changes to or interpretations of IRS rules. Members should consult with a qualified tax advisor in determining whether and how this option may provide them with a tax benefit. ConnectiCare cannot guarantee that tax benefits will accrue to anyone covered under a HDHP-HSA plan.
Any information provided on this Website is for informational purposes only. It is not medical advice and should not be substituted for regular consultation with your health care provider. If you have any concerns about your health, please contact your health care provider's office.
Also, this information is not intended to imply that services or treatments described in the information are covered benefits under your plan. Please refer to your Membership Agreement, Certificate of Coverage, Benefit Summary, or other plan documents for specific information about your benefits coverage.
This site offers information drawn from sources that are believed to be reliable, but it cannot be guaranteed as to completeness or accuracy. The content is not intended to be, and should not be relied upon as, tax, legal, financial, or health planning advice.
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